Yes, I connect directly to the hull, as follows:
The tranceiver and coupler are mounted above the windows starboard side (to keep them dry and out of the way) and there is a bulkhead connector above the window going through the horizontal overhang outside the window. I apologize, I have no pictures, and I am in DC and boat is in FL. This "feedthrough" connector is a threaded barrel with a couple of nuts, and is the connection to the hull. Each end of the feedthrough has a connector.
I have an antenna tuner (a must) that has a variable inductor and two variable capacitors in a pi network, along with a meter for SWR/output power. I am sorry that I do not remember the company and model.
There is a short cable from the output of the antenna tuner to the feedthrough connector, and both antenna tuner and tranceiver are grounded by the feedthrough connector through this cable.
Outside, there is a plug with only the center wired, no shield, and the wire goes to the feed terminal at the bottom of the antenna.
I have no photo of the SSB side, but here is a photo of the portside vhf whip (looks the same) showing the swivel connector below the window, and the "wing" out of star-board that extends the flybridge out to hold the antenna mount.

I have, since the photo was taken, shortened the "wing" to straighten the antennas up, for looks. There is a "J" bracket at the aft edge of the cabin top into which the whip is placed when down.
The boat is bigger than the antenna, and should be a good counterpoise. I don't image fresh, salt, or no water would matter, but I haven't tried it.
The whip is a solid conductor fed at the bottom, so you couldn't use half. However, you could get a multiband whip, I just don't need one. Below around 12 meters, a 23' whip will act squirrelly, because the tuner will drive high voltage or high current as needed to match the load. Better to have an antenna made for the wavelength.
Can't image using a directional antenna underweigh or at anchor, but if you use your rig at the dock you could always put your antenna on a nearby piling. Lots of liveaboards do this with their satellite tv.
I am not really a radiohead so I hope some other members will help out here. I have just described what I have actually done and it works.
1975 32' Flybridge Sedan, twin Perkins 6-354 diesels, 1:1.53 velvetdrives, 16 X 19 props. Merritt Island, Florida